:root{
  --navy:#0A2247; --navy-2:#0E2E5C; --ink:#10243B; --ink-2:#3A5670; --ink-3:#4B6076;
  --blue:#1F6494; --blue-2:#2E7FBF; --steel:#52738F; --ice:#E6F2F7;
  --amber:#FFB020; --amber-d:#C97C00;
  --bg:#fff; --tint:#F3F7FA; --line:#DCE6ED; --line-2:#C8D6E1;
  --wrap:1120px; --r:14px;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);
  font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;height:auto}
a{color:var(--blue);text-underline-offset:3px}
a:hover{color:var(--navy)}
h1,h2,h3,h4{color:var(--navy);line-height:1.18;margin:0 0 .5em;letter-spacing:-.015em}
h1{font-size:clamp(2rem,1.35rem + 2.6vw,3.15rem);font-weight:800}
h2{font-size:clamp(1.5rem,1.15rem + 1.5vw,2.15rem);font-weight:750}
h3{font-size:1.16rem;font-weight:700}
p{margin:0 0 1.05em}
ul,ol{margin:0 0 1.15em;padding-left:1.25em}
li{margin:.35em 0}
:focus-visible{outline:3px solid var(--blue-2);outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:.7rem 1rem;z-index:99}
.skip:focus{left:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.wrap.narrow{max-width:790px}
.center{text-align:center}
.lede{font-size:1.12rem;color:var(--ink-2)}
.dark .lede{color:#C6D8E8}
.small{font-size:.92rem;color:var(--ink-3)}

/* header */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:saturate(160%) blur(8px);border-bottom:1px solid var(--line)}
header.site .bar{display:flex;align-items:center;gap:18px;min-height:70px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex:0 0 auto}
.logo .mark{display:block;width:42px;height:42px;flex:0 0 42px}
.logo .mark img{width:42px;height:42px;object-fit:contain;object-position:center}
.logo-t{display:flex;flex-direction:column;line-height:1.1}
.logo-t b{color:var(--navy);font-size:1.02rem;font-weight:800;letter-spacing:-.02em}
.logo-t i{color:var(--ink-3);font-size:.72rem;font-style:normal;letter-spacing:.09em;text-transform:uppercase}
nav.main{display:flex;gap:22px;margin-left:auto;flex-wrap:wrap}
nav.main a{color:var(--ink-2);text-decoration:none;font-size:.94rem;font-weight:600;padding:6px 0;
  border-bottom:2px solid transparent}
nav.main a:hover,nav.main a.on{color:var(--navy);border-bottom-color:var(--amber)}
.nav-cta{margin-left:6px}

/* buttons */
.btn{display:inline-block;padding:.82rem 1.35rem;border-radius:10px;font-weight:700;
  text-decoration:none;font-size:.98rem;border:2px solid transparent;transition:transform .08s ease}
.btn:active{transform:translateY(1px)}
.btn-accent{background:var(--amber);color:#22303F;border-color:var(--amber)}
.btn-accent:hover{background:#FFC04D;color:#12202E}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-line{background:#fff;color:var(--navy);border-color:var(--line-2)}
.btn-line:hover{border-color:var(--navy);color:var(--navy)}
.btnrow{display:flex;gap:12px;flex-wrap:wrap;margin:1.4em 0 .6em}
.center .btnrow{justify-content:center}

/* bands */
.band{padding:clamp(2.6rem,1.6rem + 3vw,4.2rem) 0}
.band.tint{background:var(--tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band.dark{background:linear-gradient(160deg,#0A2247 0%,#0E2E5C 55%,#123A6E 100%);color:#EAF2F8}
.band.dark h2,.band.dark h3{color:#fff}
.band.dark a{color:#9FD0F5}
.band.dark a.btn-accent{color:#22303F}
.band.dark a.btn-ghost{color:#fff}
.hero a.btn-accent{color:#22303F}
.band.tight{padding-top:1.8rem;padding-bottom:1.8rem}

/* hero */
.hero{background:linear-gradient(155deg,#081D3D 0%,#0A2247 45%,#123A6E 100%);color:#EAF2F8;
  padding:clamp(2.2rem,1.2rem + 3vw,3.6rem) 0 clamp(1.8rem,1.1rem + 2vw,2.8rem);position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;
  background:radial-gradient(900px 380px at 82% -8%,rgba(80,160,230,.30),transparent 62%);pointer-events:none}
.hero .wrap{position:relative}
.hero h1{color:#fff;max-width:17ch}
.hero .lede{max-width:62ch;font-size:clamp(1.03rem,.98rem + .3vw,1.22rem);color:#CBDDEC}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;font-weight:800;
  letter-spacing:.14em;text-transform:uppercase;color:var(--amber);margin:0 0 1rem}
.eyebrow:before{content:"";width:26px;height:2px;background:var(--amber);display:block}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:38px;align-items:center}
.herocard{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.18);
  border-radius:18px;padding:22px 24px}
.herocard h2{font-size:1.05rem;color:#fff;margin-bottom:.7em}
.herocard ul{list-style:none;padding:0;margin:0}
.herocard li{display:flex;gap:11px;align-items:flex-start;margin:.7em 0;font-size:.97rem;color:#DCEAF5}
.herocard li b{color:#fff}
.tick{flex:0 0 20px;width:20px;height:20px;margin-top:2px;border-radius:50%;background:var(--amber);
  color:#0A2247;font-size:12px;font-weight:900;display:grid;place-items:center}
.trustbar{border-top:1px solid rgba(255,255,255,.16);margin-top:2.2rem;padding-top:1.2rem;
  display:flex;gap:26px;flex-wrap:wrap;font-size:.87rem;color:#A9C4DA}
.trustbar b{color:#fff}

/* crumbs */
.crumbs{background:var(--tint);border-bottom:1px solid var(--line);font-size:.84rem}
.crumbs .wrap{padding-top:.6rem;padding-bottom:.6rem;color:var(--ink-3)}
.crumbs a{color:var(--ink-2);text-decoration:underline}
.crumbs a:hover{color:var(--navy);text-decoration:underline}
.crumbs i{margin:0 .5em;color:var(--line-2);font-style:normal}

/* answer box - the block AI engines lift */
.answer{background:#FFF8EA;border:1px solid #F2DCB0;border-left:5px solid var(--amber);
  border-radius:10px;padding:18px 22px;margin:0 0 1.6em}
.answer p{margin:0;font-size:1.06rem;color:var(--ink);font-weight:500}
.dark .answer{background:rgba(255,176,32,.10);border-color:rgba(255,176,32,.4)}
.dark .answer p{color:#F4EBDA}

/* grids + cards */
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 24px}
.card h3{margin-bottom:.45em}
.card p:last-child{margin-bottom:0}
.tint .card{background:#fff}
.dark .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16);color:#DCEAF5}
.num{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:var(--navy);
  color:var(--amber);font-weight:800;font-size:1rem;margin-bottom:12px}
.dark .num{background:var(--amber);color:var(--navy)}

/* facts list */
.facts{border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin:0 0 1.6em;background:#fff}
.facts dl{margin:0;display:grid;grid-template-columns:minmax(150px,.42fr) 1fr}
.facts dt{padding:12px 18px;border-bottom:1px solid var(--line);background:var(--tint);
  font-weight:700;font-size:.9rem;color:var(--navy);margin:0}
.facts dd{padding:12px 18px;border-bottom:1px solid var(--line);margin:0;font-size:.96rem}
.facts dl>:nth-last-child(-n+2){border-bottom:0}

/* tables */
.tw{overflow-x:auto;margin:0 0 1.6em;border:1px solid var(--line);border-radius:var(--r);background:#fff}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:.94rem}
th,td{text-align:left;padding:11px 16px;border-bottom:1px solid var(--line)}
th{background:var(--tint);color:var(--navy);font-weight:700;font-size:.86rem;
  letter-spacing:.03em;text-transform:uppercase}
tbody tr:last-child td{border-bottom:0}
td b{color:var(--navy)}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin:0 0 10px}
.faq summary{cursor:pointer;padding:16px 46px 16px 20px;font-weight:700;color:var(--navy);
  position:relative;list-style:none;font-size:1.02rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"";position:absolute;right:20px;top:50%;width:9px;height:9px;
  border-right:2.5px solid var(--blue);border-bottom:2.5px solid var(--blue);
  transform:translateY(-70%) rotate(45deg);transition:transform .18s}
.faq details[open] summary:after{transform:translateY(-30%) rotate(225deg)}
.faq .faq-a{padding:0 20px 18px;color:var(--ink-2)}
.faq .faq-a p:last-child{margin-bottom:0}

/* callouts */
.callout{border:1px solid var(--line);border-left:5px solid var(--blue);background:var(--tint);
  border-radius:10px;padding:18px 22px;margin:0 0 1.6em}
.callout h3,.callout h2{margin-bottom:.4em;font-size:1.05rem}
.callout .dhead{margin:0 0 .4em;font-size:1.05rem;font-weight:800;color:var(--navy);line-height:1.2}
.callout p:last-child{margin-bottom:0}
.warn{border-left-color:var(--amber-d);background:#FFF8EA;border-color:#F2DCB0}

/* city chips */
.chips{display:flex;flex-wrap:wrap;gap:9px;margin:0 0 1.4em;padding:0;list-style:none}
.chips li{margin:0}
.chips a,.chips span{display:block;padding:.42rem .82rem;border:1px solid var(--line-2);border-radius:999px;
  font-size:.9rem;text-decoration:none;color:var(--ink-2);background:#fff}
.chips a:hover{border-color:var(--navy);color:var(--navy)}

/* photo slots */
.slot{border:2px dashed var(--line-2);border-radius:var(--r);background:var(--tint);
  display:grid;place-items:center;text-align:center;padding:34px 20px;color:var(--ink-3);font-size:.9rem}

/* hail scale graphic */
.scale{display:flex;gap:14px;flex-wrap:wrap;list-style:none;padding:0;margin:0 0 1.4em}
.scale li{flex:1 1 110px;text-align:center;background:#fff;border:1px solid var(--line);
  border-radius:12px;padding:16px 10px}
.scale .dot{display:block;margin:0 auto 10px;border-radius:50%;
  background:radial-gradient(circle at 34% 30%,#fff,#BFD9EA 55%,#8FB4D4);border:1px solid #A9C4DA}
.scale b{display:block;color:var(--navy);font-size:.95rem}
.scale span{display:block;color:var(--ink-3);font-size:.8rem}

/* bars chart */
.bars{list-style:none;padding:0;margin:0 0 1.4em}
.bars li{display:grid;grid-template-columns:52px 1fr 56px;align-items:center;gap:12px;margin:.42em 0;font-size:.9rem}
.bars .b{height:16px;border-radius:5px;background:linear-gradient(90deg,#2E7FBF,#0A2247)}
.bars .v{color:var(--ink-3);text-align:right;font-variant-numeric:tabular-nums}
.bars .k{color:var(--ink-2);font-weight:600}

/* footer */
footer.site{background:var(--navy);color:#B9CFE2;padding:3rem 0 1.4rem;margin-top:0}
footer.site b{color:#fff}
footer.site a{color:#C9DDEE;text-decoration:none}
footer.site a:hover{color:#fff;text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.35fr repeat(4,1fr);gap:26px}
.fgrid h3{color:#fff;font-size:.8rem;letter-spacing:.11em;text-transform:uppercase;margin-bottom:.9em}
.fgrid ul{list-style:none;padding:0;margin:0;font-size:.92rem}
.fgrid li{margin:.5em 0}
.fbrand p{font-size:.92rem;margin:.6em 0}
.fbrand .hours{color:#8FAEC8;font-size:.86rem}
.fine{border-top:1px solid rgba(255,255,255,.14);margin-top:2.2rem;padding-top:1.2rem;
  font-size:.8rem;color:#8FAEC8;line-height:1.6}
.fine p{margin:.5em 0}

/* sticky mobile call bar */
.callbar{display:none}

@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:26px}
  .g4{grid-template-columns:repeat(2,1fr)}
  .fgrid{grid-template-columns:1fr 1fr;gap:22px}
  nav.main{display:none}
}
@media (max-width:700px){
  body{font-size:16.5px}
  .g2,.g3,.g4{grid-template-columns:1fr}
  .facts dl{grid-template-columns:1fr}
  .facts dt{border-bottom:0;padding-bottom:2px;background:#fff}
  .facts dd{padding-top:2px}
  .nav-cta{margin-left:auto;padding:.62rem .9rem;font-size:.9rem}
  .fgrid{grid-template-columns:1fr}
  body{padding-bottom:62px}
  .callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;
    background:var(--navy);border-top:1px solid rgba(255,255,255,.2)}
  .callbar a{padding:1rem .5rem;text-align:center;color:#fff;text-decoration:none;font-weight:700;font-size:.95rem}
  .callbar a.cb2{background:var(--amber);color:#22303F}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
@media print{header.site,footer.site,.callbar,.crumbs{display:none}.band{padding:1rem 0}}